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Massachusetts Car Insurance

Part 4 - Property Damage

4.  Damage to Someone Else’s Property - pays for damage to another person’s property and costs associated with the loss of use of that property, when you, a household member or another authorized driver cause an accident. A minimum limit of $5,000 is required for Massachusetts auto insurance.

  • With the rising costs of autos and property repair, it may make sense to purchase more than the required $5,000 minimum auto insurance limit. This can be done at minimal cost. Car insurance limits of $50,000 or $100,000 are frequently purchased. Note that only 3% of all drivers purchase the $5,000 minimum for Massachusetts car insurance.

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