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Massachusetts Insurance

Mass insurance is convenient and easy when requesting a quote at Massquotes.com. We will quickly send you a quote for Massachusetts Auto Insurance, Life, or Homeowners Insurance. We are confident in our ability to offer you the best insurance rates from the leading companies.

Massquotes, Who We Are

We are a growing group of local, Massachusetts Independent Insurance Agencies that use numerous Massachusetts Insurance Companies to help people with their auto, home & life insurance needs.

Our Agencies will work for you to provide the best insurance coverage, the most discounts & the best rates.

When you request a quote from us, you are utilizing Independent Agents that will shop for the best coverage and premiums. You will also get advice for coverage from licensed, professional, independent agents. Call us today at 781-246-8699.

Massquotes Independent Advantage

At Massquotes.com, we utilize Independent Insurance Agents to provide quotes from numerous companies for auto, home, & term life insurance. Our Agents offer the best service and the best rates with the best companies. We quote insurance only in the State of Massachusetts and welcome inquiries from Independent Agencies. Our Agents provide Registry service as well as coverage advice.

What's the Deal with Massachusetts Auto Insurance?
Presently no national online direct insurance writers such as GEICO, Progressive, or Allstate write policies in Massachusetts. Why? Because the Commonwealth of Massachusetts is the only state in the nation that sets auto-insurance rates. As a result, not only are companies not writing here but there has been an exodus of Massachusetts insurance companies leaving the state. This system saves many drivers especially young, urban drivers, from paying outrageous insurance premiums.

So presently, in Massachusetts, all auto insurance rates are the same. HOWEVER, with the help of your Massachusetts Independent Insurance Agent you should be able to pick and choose coverage and deductible amounts and make sure that all applicable discounts are applied. Also, there are numerous “open group” discounts that are available through numerous Independent Insurance Agencies’ companies.


Massachusetts Auto Insurance Reform Update:

Starting April 1, 2008 “Massachusetts Auto Insurance” will be the name of the game. For the first time since 1977 (think: Mike Dukakis), Massachusetts will have auto insurance rate competition. Companies will be able to charge what they want for auto insurance. Private passenger auto insurance reform has long been needed in order to attract national insurance companies to Massachusetts.

Over the past three years state set auto insurance rates have gone down by almost 25% in Massachusetts. What other products have there been such reductions? Certainly not taxes, gas prices or cable bills. Long before Massachusetts Insurance Commissioner Nonnie Burnes announced implementation of the new “managed competition" system, it was believed that Massachusetts was going to enjoy another 10%, or so, reduction in auto insurance rates.

The reform skeptic in me is reminded of a scene in the movie Wall Street:

Bud Fox: How much is enough?

Gordon Gekko: It’s not a question of enough, pal. It’s a zero sum game, somebody wins, somebody loses. Money itself isn’t lost or made, it’s simply transferred from one perception to another.

Is it simply coincidence that Gekko rhymes with the name of a certain little, green lizard with an English accent? Probably, still Massachusetts insurance companies are scrambling to make certain that they are able to maintain their market shares.

Massquotes.com believes that “managed” competition will be good for most Massachusetts drivers. The innocent casualties may be: new drivers, those with poor driving records, and those who live in urban areas. In the end, however and hopefully, the good guys (the consumers) will win. We believe that it is a tremendous time to be an Independent Insurance Agent in Massachusetts. It is an opportunity for agents to show their true value by shopping for the best rates and service for Massachusetts auto insurance consumers.


Massachusetts Auto Insurance (Not So) Fun Facts
  • Massachusetts has the highest accident rate in the nation!

  • Massachusetts has the fourth highest auto insurance rate in the nation!

  • Unlike other states in the country, Independent Insurance Agencies write 80% of the private passenger auto insurance in the state!

  • The top three insurance companies in Massachusetts write 50% of the market. The top ten companies write 90% of the market!


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  Massquotes
50 Salem Street PO Box 52
Lynnfield, MA 01940
Phone: 781-246-8699 Fax: 781-224-0546
e-mail:
info@massquotes.com